“感谢德克萨斯2021十大正规彩票app经纪人®住房机会基金会与框架社区发展公司的社区合作伙伴关系以及他们非常慷慨的10美元,000 grant donation in 2019, 通过我们的购房者教育，我们成功地为德克萨斯州中部560多个中低收入家庭和个人提供了“实现美国梦”的服务和准备, 住房咨询和金融知识教育/金融教练项目!
“TARHOF的支持已经并将继续使框架CDC有可能实现其使命，通过影响劳动力社区，并为负担得起的买家提供必要的工具和策略，使他们能够改善生活质量，并以经济上可行和可持续的方式拥有他们的第一套住房. Creating family wealth and legacies is our motto!
“The results are endless and long-standing! Thank you, TARHOF!”
– Joyce McDonald, Frameworks CDC Executive Director
Where: Austin, TX
When: 2019
Grant: $10,000
A $10,000 grant was awarded to Frameworks Community Development Corporation to promote homebuyer education, financial counseling, 以及在德州中部开发经济适用房. 框架疾病预防控制中心服务的人群通常是种族或民族多样化的人群和低收入家庭.
The grant provides funding for:
Homebuyer education: 该课程指导潜在购房者考虑买房，并帮助他们了解抵押贷款, down payment assistance programs, and long-term financial planning.
Pre-purchase homebuyer counseling一对一的购房者咨询课程帮助参与者了解购买房屋的下一步步骤，并制定“行动计划”来帮助实现他们的财务目标.
Development of affordable housing疾控中心维持着20个出租单位，其中70%是收入限制单位. 该非营利组织也是低收入住房税收抵免项目的共同开发商，该项目旨在提供负担得起的老年人租赁住房.
Foreclosure intervention counseling框架咨询师与客户一起工作，帮助确定可用的选择, 并充当中间人，帮助与贷方和银行沟通，以确定是否有其他替代止赎方案，使这些家庭能够保住自己的房子.
Frameworks CDC 一个致力于为贫困人口扩大住房机会的非营利性社区发展公司, including low-and moderate-income residents of Central Texas. 框架通过提供负担得起的住房选择和购房教育援助来实现这一使命, financial literacy, credit education seminars and business development.
框架所服务的人口主要是低收入和种族/少数民族，他们以前没有机会实现住房所有权. In 2018, 框架服务的人中有84%是西班牙裔(45%), Black (31 percent), or multiple races (8 percent). Seventy six percent of families had lower incomes, as defined by HUD, and 39 percent had very low income, 定义为低于县或大都市区收入中位数的50%.
“几年来，我们在斯蒂芬维尔开展了几个伊拉斯县人类栖息地项目. 计划在靠近铁轨的地方建造三座住宅. 我知道董事会愿意尽我们所能提供帮助, so I filled out the TARHOF application. It wasn’t long before I had talked to Hunter Jackson. Within several months, TARHOF had sent $5,000美元送给我们，送给目前正在建设的伊拉斯县人类栖息地项目.
“They were thrilled!
“他们用这笔钱为房子建了一个隐私围栏，这样未来房主的孩子就可以安全地在他们的后院玩耍. It meant the world to them and the SAOR board as well! Thank you so much!!”
- Lezlie Duncan, Stephenville Association of REALTORS®副执行官.
Where: Stephenville, TX
When: 2019
Grant: $5,000
A $5,000 grant was provided to the Stephenville Association of REALTORS® to support Erath County Habitat for Humanity 为伊拉斯县的低收入个人和家庭提供住房选择的项目. ECHH builds houses in partnership with qualifying families, using as much donated material as possible, then sells the house at no interest and no profit.
个人和企业捐助者提供资金和物资, and the construction labor comes primarily from volunteers. 合作伙伴家庭自己投入数百小时的劳动来建造自己和他人的家园, 他们的抵押贷款进入一个循环基金，用于建造更多的房子. 除了为有需要的人提供安全保障之外, 这些新房通过发展更安全的社区和社区来提高房产价值.
The Stephenville Association of REALTORS® 一家非营利性公司是否为当地的2021十大正规彩票app经纪人提供服务. The association strives to assist members by: serving the public ethically and successfully with the highest degree of professional ability; promoting the right to own, transfer and use rental property; and protecting the rights of members to conduct business within a framework of fair and reasonable laws and governmental regulations. 斯蒂芬维尔2021十大正规彩票app经纪人协会(Stephenville Association of REALTORS®)也重视并寻求2021十大正规彩票app领域的多样性和包容性参与.
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Habitat for Humanity 是一个全球性的非营利性住房组织，在美国各地的当地社区工作.S. and in more than 70 countries worldwide. 该组织与需要负担得起和可持续的居住场所的个人和家庭合作，建造和改善住房. Habitat的房主与志愿者一起帮助建造自己的房屋，并支付负担得起的抵押贷款.